The Interactive Credit Restoration & Optimization System was developed in 2005 by John Harlem and Jason Krucker. They have more than 27 years of combined experience in the Financial and Real Estate Industry. As mortgage brokers, they recognized the need for a Credit Restoration & Optimization System that would help clients with less than perfect credit scores qualify for loans. Using their knowledge of the financial market and credit reporting laws, they developed and refined their system until it showed impressive results and tripled their number of loan closings within one year. They realized that not only would their system help people achieve their dream of home ownership, but it also would benefit other mortgage brokers, real estate agents and financial advisors looking to increase their revenue.